The short-term insurance industry reported gross written premiums of R89.1 billion in 2015, up 11.4% compared to R80 billion written in 2014. The market is still being dominated by the four largest insurers that underwrite 52.7% (2014: 52.1%) of the markets gross written premiums (GWP). Hollard replaced M&F as the second largest short-term insurer in the South African market in 2015. Hollard and Guardrisk are the only two companies in the top 10 who have managed to increase market share. The charts below reflect the GWP of the 10 largest short-term insurance companies. Top 10 biggest insurers in the 2015 # The use of technology The report showed examples of how progressive insurance companies are leading the way through technology. MiWay, KPMG noted, is creating positive customer experiences through the effective use of their Miway App. Customers using the App to log a motor vehicle accident claim, received a R1,000 reduction in their applicable excess. The MiWay App also allows users to request roadside assistance to their exact location, instantly notify up to three contacts that they need assistance, request a call back from MiWay Client Services and locate the nearest inspection centres.
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